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Credit card companies still maintain the right to make specific decisions on extending credit to consumers whose credit history, work history, income, & other factors fall outside their general lending criteria.

In most cases, however, such companies will extend credit to those it has pre-approved. My son has gotten several 'you're pre-approved for a credit card' letters from different companies, but I sincerely doubt they would actually give him a credit card, because (1) he's a minor (only 15) and (2) he has no income.

But there's this great site I went to though, it's I've got atleast two credit cards with little to no credit, and some of them even have a 0% introductory apr. Never use periods (dots) between your jargon letters. It is much easier to err on the side of being too professional and then relax your communications over time than doing the inverse.It would defeat the purpose of speeding up thumb typing. But that doesn't mean you can't keep an eye on your teen's social media conversations or that you shouldn't pay attention when she's chatting with her pals.As long as she lives under your roof, it's important to be aware of what she's up to you.

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